No one can lie in front of the banks. Banks are the best data company for all property investors, better properties and investors, better rates and terms. You are not investing properties, the banks are investing property through you. You only pay 20%, they pay 80%. So whose opinion is more important? Who is the real winner of Monopoly Board Game? The silent bank always win. The second winner is the one who follow the banks the most closely. I hope it is you and me.